Mortgage Rates are LOW- let your clients know!
As a mortgage loan officer, we get updated regularly on mortgage rates- they are LOW! For excellent credit, your client can get as low as 4.675% - with medium credit around 5% , with just okay credit (620 and below), around 5.5%
Sometimes this knowledge will cause your clients to move a little faster on that offer- because you just never know where the rates will be, from one day to the next---Look at home ownership 5 years ago. Most clients I talk to, today are kicking themselves for not purchasing or building their dream home then. Financing has become much more challenging now due to strict, new guidelines and reluctant banks, wary of lending.
We can still accept clients out of bankruptcy (3 years). We can finance any client with a credit score of 620 and above. If you're uncertain of where their scores are, have them rate where they think they are based on "late payments", "foreclosure", "bankruptcy" ...if they say their bills are always paid in time, chances are they have stellar credit or very close. If you're still uncertain of where they are, send them to us, I'll take the time to run their credit and try to get them financed.
If they are looking at, say a $45,000 home, their best bet is to get a personal loan, as most banks refuse loans below $60,000 now
We are a bank, not a broker- therefore we do not add unnecessary fees and points. In turn, we receive happy customer and Realtor referrals- the best way to build a business :) We always welcome Realtors to our Trusted Realtors Team
mortgagesolutionsllc.org/trustedrealtors
I hope this is helpful. Contact me with any questions 866-586-1909
Jorene~ Proficio Mortgage
MortgageSolutionsLLC.org
Sometimes this knowledge will cause your clients to move a little faster on that offer- because you just never know where the rates will be, from one day to the next---Look at home ownership 5 years ago. Most clients I talk to, today are kicking themselves for not purchasing or building their dream home then. Financing has become much more challenging now due to strict, new guidelines and reluctant banks, wary of lending.
We can still accept clients out of bankruptcy (3 years). We can finance any client with a credit score of 620 and above. If you're uncertain of where their scores are, have them rate where they think they are based on "late payments", "foreclosure", "bankruptcy" ...if they say their bills are always paid in time, chances are they have stellar credit or very close. If you're still uncertain of where they are, send them to us, I'll take the time to run their credit and try to get them financed.
If they are looking at, say a $45,000 home, their best bet is to get a personal loan, as most banks refuse loans below $60,000 now
We are a bank, not a broker- therefore we do not add unnecessary fees and points. In turn, we receive happy customer and Realtor referrals- the best way to build a business :) We always welcome Realtors to our Trusted Realtors Team
mortgagesolutionsllc.org/trustedrealtors
I hope this is helpful. Contact me with any questions 866-586-1909
Jorene~ Proficio Mortgage
MortgageSolutionsLLC.org
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